On-the-Go Protection: How a Two Wheeler Insurance App Ensures Hassle-Free Claims?

With the increasing traffic on the roads, having a two-wheeler insurance is necessary. It helps protect your vehicle in case of any mishaps. Many insurers like Bajaj Allianz General Insurance Company have introduced app facilities, encouraging people to get insurance quickly and hassle-free!

An app for two-wheeler insurance makes it easy for riders to have coverage in case something unexpected happens. This app helps file claims and access policy details, making the insurance process simpler and more convenient for policyholders. 

Want to know more about the benefits of using an app? Read this post below, which discusses how a two-wheeler insurance app makes it easy to file claims so riders can feel confident on the road knowing they are protected.

Benefits of Using a Two-Wheeler Insurance App

Below are the significant benefits of using an application for two wheeler insurance on your smartphone:

1. Easy Access to Policy Information Anytime, Anywhere: 

With a mobile app, you can quickly access your insurance policy details, including coverage limits, deductibles, and contact information for assistance. This can be especially helpful when referencing your policy while away from home or during an emergency.

2. Convenient Claims Filing and Tracking: 

Most insurance mobile apps allow you to file and track claims directly from your smartphone. It means you can initiate the claims process immediately after an incident, providing timely documentation and speeding up the resolution of your claim.

3. Quick Access to Roadside Assistance Services: 

In the event of a breakdown or other roadside emergency, having your insurance information readily available in a mobile app can streamline the process of requesting assistance. Many insurance apps offer direct access to roadside assistance services, making it easier to get help when you need it.

4. Immediate Communication with the Insurance Company: 

You can communicate with your insurance company via messaging or calling features through the mobile app. This can be useful for asking questions, clarifying policy details, or seeking assistance while on the go.

5. Digital Insurance Card for Easy Proof of Coverage: 

Instead of carrying a physical insurance card, the mobile app typically provides a digital version that can be easily accessed and shared. This simplifies providing proof of insurance during traffic stops, vehicle inspections, or other situations requiring coverage documentation.

What Can you Access using a two-wheeler insurance mobile app?

Here is a list of all the things that you can access on your Two-Wheeler insurance app:

1. Third-Party Insurance: 

This type of insurance covers damages caused to a third party, including bodily injury and property damage. It is the most basic form of insurance and is mandatory by law.

2. Comprehensive Insurance: 

This type of insurance provides coverage for third-party liability and damage to your vehicle due to accidents, theft, natural disasters, and other non-collision incidents.

3. Personal Accident Insurance: 

This insurance covers the policyholder in case of disability or death due to a road accident. It offers financial support in such unfortunate events.

4. Zero Depreciation Insurance: 

Also known as NIL depreciation or bumper-to-bumper insurance, this type of insurance provides coverage for the full cost of replacing parts without considering depreciation. It is especially beneficial for new vehicles.

5. Roadside Assistance Coverage: 

This type of insurance provides 24/7 assistance in case of vehicle breakdown, flat tyres, fuel delivery, towing, and other emergency services. It offers peace of mind and support during unexpected situations on the road.

 * Standard T&C Apply 

Conclusion 

two wheeler insurance app offers numerous benefits, including easy access to policy information, convenient claims filing and tracking, quick access to roadside assistance services, immediate communication with the insurance company, and a digital insurance card for easy proof of coverage. 

The types of two-wheeler insurance available through mobile apps include third-party, comprehensive, personal accident, zero depreciation, and roadside assistance coverage. With all these advantages and options available, a two-wheeler insurance app clearly provides a comprehensive and hassle-free solution for riders to ensure their protection while on the go.

On-the-Go Protection: How a Two Wheeler Insurance App Ensures Hassle-Free Claims?